Coverage that fits you.

A subsidiary of the Allstate Corporation, Encompass has evolved to be one of the largest personal property and casualty brands in the independent agency channel. Sold exclusively through a growing network of more than 2,600 independent agents.

Encompass knows that value and protection are important to you, which is why we give you’re the ability to tailor solutions to fit your price and coverage needs.

Encompass Insurance

Founded on protection and security.

Encompass’ claims of financial strength are backed by independent ratings agencies that rank our companies and others in the insurance industry on: profitability, adequacy of capital liquidity, company management and investment risk.

A.M. Best rating of A+ (Superior) is given to the following Encompass underwriting companies: Encompass Indemnity Company, Encompass Insurance Company, Encompass Insurance Company of America, Encompass Property and Casualty Company, Encompass Independent Insurance Company and Encompass Home and Auto Insurance Company.

Insurance Gurus represents the following products from Encompass:

  • Auto Insurance
  • Homeowners
  • Condo
  • Renters
  • Landlord
  • Personal Umbrella


The Encompass Policyholder Service Center.

The Encompass Policyholder Service Center is staffed with licensed representatives dedicated to serving you. Next time you need to make a policy change or have a question regarding your Encompass policy call us at 800-588-7400.

Help when you need it.

 The Encompass Policyholder Service Center can provide information about:

  • Billing inquiries such as payment status, amount due and due date
  • Changes or quotes relating to your policy
  • Coverage questions
  • Automobile ID cards or proof of insurance
  • Upgrading your policy (e.g., changing deductibles or increasing coverage)
  • Premium changes
  • Your current coverage

Frequently asked questions.

When can I call the Policyholder Service Center?

The Encompass Policyholder Service Center is open 8 a.m. to 11 p.m. EST, Monday through Friday with some Saturday availability.* You’ll find our toll-free number on your policy and your bill.

 Why does my agency use the Encompass Policyholder Service Center?

Your independent agent wants to make the insurance process as convenient and easy as possible, by providing service options that meet your needs. Of course, you can continue to call your independent agent for support, but by calling the Encompass Policyholder Service Center, you reach Encompass directly. Our representatives can access your policy information and serve you quickly and efficiently. We will notify your agent of any changes or policy activity, as needed.

Will I receive personalized service from the Encompass Policyholder Service Center?

Yes. Our licensed customer service representatives can access your policy information and any activity, including previous phone conversations with other representatives. They will be able to assist you quickly and knowledgeably.

* Limited Saturday hours. The PSC is closed Memorial Day, Fourth of July, Labor Day, Thanksgiving, Christmas and New Year’s Day.

Now that I can contact the Encompass Policyholder Service Center for changes and questions, do I still need my agent?

Of course! The Encompass Policyholder Service Center can assist with your current policy, but your independent agent is your valued resource who can help you review and understand your overall insurance needs. He or she can help you choose the coverage or amount of insurance that best fits your lifestyle.

Will you notify my agent of any changes that are made to my policy if I call the Policyholder Service Center?

 Yes, we will inform your independent agent of any policy changes.

 What if I have a claim?

Claim reporting is available 24 hours a day. You can dial the same toll-free number you use to call the Policyholder Service Center and select Option 3. You will then be directed to a claims team member, who will help you file a claim and dispatch emergency assistance, if needed.