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Iowa derecho claims have you looking for new insurance?

Iowa derecho claims have you looking for new insurance?

2020 is a year Iowans will never forget. Not only did we have to deal with shutdowns from a global pandemic but three major storms devastated a huge number of homes in the Cedar Rapids area.  Even after a year later, much work remains to done as homeowners are sorting through insurance estimates, hunting for a trustworthy contractor and dealing with price increases for materials and labor. While most have been happy with the way their insurance company have handled their claims, others are unhappy with slow response times or the what is or isn’t covered. One result of the high cost of the claims has been higher insurance rates, even for those not filing claims. Some homeowners after experiencing multiple claims are getting cancellation notices from their carriers.

I want you to know you do have options. As an local, independent agency Insurance Gurus has several A-rated carriers to better match your needs and individual situations. Even if you are being cancelled due to claims, I probably have a carrier that will offer you good coverage at competitive rates.

Insurance Gurus is excited about becoming the newest Nationwide Insurance in Cedar Rapids. After seeing the large number of  satisfied comments from Nationwide customers after August 2020 derecho, I reached out to Nationwide about getting my agency appointed. The process was not only fast but they made it very easy and I became a Nationwide agent in just a few weeks. Nationwide has a 24/7 customer service center. So my Nationwide clients always have access to policy changes, getting ID cards, claims, policy declarations and answering their questions.

If you are looking for a better experience after recovering from the Iowa storms of last summer, please reach out to me. I offer efficient, personalized service and you’ll talk to a real person not phone prompts.  I would be happy to quote your home, auto and umbrella policies with Nationwide Insurance or any of my great carriers! Ed Faber, Agent/Owner.

 

Iowa Derecho Claims

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Insurance Gurus now represents Encompass Insurance!

Insurance Gurus now represents Encompass Insurance!

I’m proud to announce that Encompass Insurance has now joined the product mix offered by our agency! Encompass is one of the largest home and auto insurance brands sold exclusively by independent agents. We are looking forward to placing our clients with a company with the resources and financial strength of an Allstate Insurance company. Contemporary insurance options are available for today’s modern economy. Insurance that is “competitive, flexible and customizeable” for your home and auto.

Available Auto Features:

  • Encompass Ride Share coverage for drivers working for Uber or Lyft for example.
  • Accident Forgiveness to protect your renewal rates in case you have an accident or violation
  • Auto Replacement Protection that includes new car replacement, better car replacement and loan/lease gap
  • Telematics App that gives drivers real-time feedback on driving behavior, and promotes safer, less-distracted driving
  • Transportation Expense, broader than rental car reimbursement because it includes reimbursement for things like train tickets or Uber rides
  • Discounts, such as multi-policy, homeownership, new car, good student, Encompass Easy Pay and pay in full—with no cap!

Available Home Features:

  • Ability to customize coverages as needed, such as adjusting limits up or down for Other Structures, Contents and Additional Living Expenses
  • Multiple deductible options provide flexibility for pricing and protection for our consumers
  • Home Sharing coverage for customers who periodically rent their house
  • Guest Protection for when your customers are traveling and cause property damage at places they are staying
  • Water Backup with multiple limits and deductible options
  • Discounts, such as multi-policy, claim-free and protective devices

Let us see if Encompass is the right fit for your family’s insurance needs!

 

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